Tag: health insurance
Bureaucracy exists in every field, from government to medicine to education. Yet medicine will be at least the point of the spear in this diary.
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The first wave of health insurance changes take effect today. Which ones?
- No denial of children based on pre-existing conditions
- No more lifetime benefit limits
- No canceling policies of very sick and benefit-needy peoplefor technical errors on their application
- Coverage of kids up to age 26 on their parent policies
- No co-pays on some preventive procedures, including colonoscopies, mammograms and immunizations
- Allowing those on new plans to keep their own doctors and to appeal reimbursement decisions to a third party.
One area of immediate concern: In many states, insurance companies will stop offering child-only policies immeidately. "Anthem Blue Cross, Aetna Inc., UnitedHealth Group Inc., Cigna Corp., are among the companies that plan to halt all or part of their child-only policy sales." More here.
Here's the new White House website explaining the law, the changes and the benefits.
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It's not just California. Think Progress reports Wellpoint (Blue Cross Blue Shield) is going to impose double-digit rate increases in 11 of the 14 states it does business. In addiition to California, the states are: Colorado, Connecticut, Georgia, Indiana, Maine, Nevada, New Hampshire, New York, Virginia, and Wisconsin.”
The findings are based on a new survey by the Center for American Progress Action Fund. Here's a sample:
Colorado: Average rates are expected to increase 19.9 percent in 2010, with increases of up to 24.5 percent for some policyholders.
Indiana: Rates are expected to increase 21 percent in 2010.
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