In my case there have been three reasons:

1. it wasn't in their formulary (I switched to one that was)

2. Risks (I have also switched because of that my current one is ok to take 4/wk in that sense)

3. Cost. (which is why their going to generic seemed to have mysteriously eased up the 9 doses/month limit)

There should be two objectives to any real health care reform legislation. it needs to provide good quality care for everyone and it needs to make health care affordable now and in the future.

As it is now, the insurance industry continues to drastically increase rates each and every year and at the same time they increase the out of pocket expense of the insured and deny coverage when needed.

None of the bills being considered by Congress provide universal coverage. Millions will still be uninsured and even more will remain underinsured. The CBO has stated that the House bill (the best of the lot) which contains a restricted public option will do nothing to contain costs.

One of the first town halls was held by Russ Carnahan where he stated the bill would create a 6 billion surplus and people started laughing.  Politicians have no credibility when they talk about fiscal issues.

If Obama had done what he said in the campaign where he ran as a responsible fiscal candidate (go through budget line by line) it might be different.  But he blew it with the Omnibus loaded with earmarks instead of showing some spine.

Now he says he can overhaul 1/6 of the economy and it will not cost anyone making less than 250k. And he'll save money by eliminating waste.  And no one will get worse care.

Perhaps you can show otherwise.

The subsidies will go right into the coffers of the insurance industry, guaranteeing them a possible trillion dollar bonanza, with no guarantee to those it is insuring that the coverage under these subsidized policies will provide much benefit.

What if, for example, you make too much to qualify for subsidy, and the only policies you can afford have a $10,000 deductible?  If you have to shell out $10,000 before the first dollar of service is covered, what are the chances that you can actually afford the care you need?  What are the chances you will get the care you need?  The insurance company is the only one in this arrangement that derives a benefit from that policy.  And that is their business plan, that is what their stockholders and Wall Street expect of them - that they will make tons more money than they ever pay out.

I wish you could outline your thinking on why "something is better than nothing," why even without any kind of "public option," it is better to push this particular reform plan, and how you envision the current proposals actually (1) improving access to care, (2) reducing the drag on the economy and (3) not putting us right where we are now in relatively short order.

Some small subsidies for the working poor. These last are minimal. Someone earning $20,000 a year will get no subsidy unless insurance premiums reach $2,400 -- according to the Finance Committee bill. Good luck all you folks who work for $10 an hour -- you'll need it.

And the finance committee bill is the one everyone presumes will be mostly the final bill.

Subsidies, LOL.  Don't get fooled by buzz words, Andgarden.

If anything, the defense side in civil cases has way too many advantages.....Poor people have no real chance against a large company in litigation.  None.

We have had one form of "tort" reform in California for a generation.

Claire McCaskill noted at her townhall that Missouri passed tort reform and asked her audience did their insurance premiums go down?  No, of course not.