Why, he was born to a rich privileged life and likely never worried about paying a bill or finding a job. Mortgage, whats that, didn't he get his first half million dollar house as a gift?

... and aren't you bothered by posting such obvious lies that are so easily disproven?  Do you honestly believe that putting some of them in the form of a "question" is any less transparent?

Twice I worked with our bank on a loan during the winter months where I only paid the interest for say two months.  But everyone used to have this face to face service.  And if you were a good customer and a proven responsible payer of your debt such service was available.  Now if you need such a thing EFF you.  The loan is securitized and there is nobody to talk to, fees and fines are what you will experience.  It stifles growth too because nobody has that kind of constant income stream except what has been made apparent...active duty soldiers.  Even civil service can be furloughed and have uncertain bill paying futures.  This makes seeking loans for small business purposes that encourages an even stronger economy difficult, difficult to consider and even difficult to obtain.