The marijuana market in NY is currently unregulated, for example, and I can't think of any legal regulated market that has treated me better or more fairly.  

Here's a hint: there's a reason this mess is being called the foreclosure fraud crisis, and there's an enormous amount of information out there that can explain it all.  Naked Cpitalism has done some outstanding posts.  Ditto David Dayen at the FDL News Desk.

How would you feel about this scenario?  Let's say you were a homeowner current on payments, but struggling, and you decided to see if you could get a modification of your loan by going through the government's HAMP program.  Almost the first thing the loan servicers do is tell people to stop paying on the mortgage so they'll qualify.  So you do.  Meanwhile, they start asking you for the reams of supporting documentation required, so you dutifully - and timely - gather it all up and submit it.  And you wait.  When you call to find out what's happening, you're told they never got your paperwork, so you have to re-submit it.  Now, you're a couple months in, and haven't made any mortgage payments.

You call and find out that some part of your documentation is missing - please re-submit.  You do.  The next time you call, you're told, yes, they received it, but it's now out of date, so you have to provide more current information.

Meanwhile, on the bank end, they apparently have no idea you've been told not to pay your mortgage so you can qualify for modification - which, by the way, is not true - so now you're so far behind, you start getting letters from the bank telling you that unless you get current within some ridiculously short period of time, they're going to start foreclosure.

This is one way people who were current on their mortgages have lost their homes.  

And that's not even taking into account the HUGE problem with the foreclosing entities not even being able to prove they own the note.  There's the false affidavits submitted to rocket-docket foreclosure courts.  There's the people who didn't even have a mortgage being put into foreclosure.

And can we talk about securitization of the mortgages, and how there was so much money to be made making loans to be sold down the line to trusts that sliced and diced them to sell as mortgage-backed securities that the banks and mortgage brokers were making loans to anyone who could breathe, who were soliciting and encouraging people to lie about their income and assets so they could make the loans, who didn't explain and even lied about the terms?

Do you have any idea how many so-called mortgage-backed securities may not be backed by anything because the notes weren't properly conveyed?  

Do you think that if a bank wants to take your home it should have to prove it actually owns the note on your house?  Do you think there should be any consequence for banks whose affidavits show they owned the note before you ever got the loan?.

And on and on and on.

Are you going to make the argument that people who are about to have their homes taken from them shouldn't have legal counsel to make sure it's all being done legitimately?  We provide lawyers for people accused of crimes - even if some of them may be guilty - so why do we have such a distaste for providing counsel for people in this situation?