Questions About Health Insurance vs. HSA's
Calling all health insurance and math whizzes: As long as I'm on economics today and I don't know much about health insurance, taxes or math, I'm looking for opinions.
Every year my insurance premium rises even though I'm healthy, have no medical conditions and barely use it. This month I was told my premiums are going up $75 a month to almost $600 a month even though my age bracket is the same and I'm healthy. My choices are to downgrade my plan and pay even more of a copay for doctors and prescriptions or go with an HSA (health savings account) with a "catastrophic" insurance plan. [More...]
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